# Investment

## Steps to do

1. Prepare emergency fund for 3-6 months
2. Pay off debt
3. Invest in retirement \[e.g. 401k]
4. Find [online broker](/finance/investment/online-brokers.md)
5. Invest regularly

## Index funds

* S\&P 500
* Vanguard

## Links

* [How to Start Investing for Beginners | Tips For Your 20’s](https://youtu.be/u4Adtp04JxI)
* [Fear & Greed Index](https://edition.cnn.com/markets/fear-and-greed)
* [Buffett Indicator: Where Are We with Market Valuations?](https://www.gurufocus.com/stock-market-valuations.php)
* [Shiller PE Ratio](https://www.multpl.com/shiller-pe)
* [A guide to investing in ETFs while living in Germany](https://indexfundinvestor.eu/a-guide-to-investing-in-etfs-while-living-in-germany/)


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://wiki.dmmax.me/finance/investment.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.